Bank of India Credit Officer Recruitment 2026: Apply Online for 779 GBO Vacancies
Bank of India Credit Officer Recruitment 2026: Bank of India (BOI), a leading Public Sector Bank with its Head Office in Mumbai, has released an official notification (Project No. 2026-27/01) inviting online applications for the recruitment of Credit Officers in the General Banking Officer (GBO) stream.
Through this BOI Credit Officer Recruitment 2026, a total of 779 Vacancies (including 475 unfilled vacancies from a previous exercise) will be filled across various management scales (MMGS-II, MMGS-III, and SMGS-IV). This is an excellent opportunity for banking professionals to advance their careers. Eligible candidates can submit their online applications from 30th June 2026 to 20th July 2026. Read below for full details on eligibility, age limits, the selection process, and the direct application link.
Bank of India Recruitment 2026 Overview
Candidates must carefully check their eligibility criteria before registering on the official Bank of India portal.
| Organization Name | Bank of India (BOI) |
|---|---|
| Project No. | 2026-27/01 |
| Post Name | Credit Officers (GBO Stream) |
| Total Vacancies | 779 Posts |
| Recruitment Type | Regular Basis |
| Job Location | All India |
| Official Website | bankofindia.co.in |
| Notification PDF | Download PDF |
Important Dates for BOI Recruitment 2026
The online application portal will be active for a specific duration. Candidates are advised to apply early to avoid server issues on the last day.
| Event | Date & Time |
|---|---|
| Submission of On-line application commencing from | 30.06.2026 |
| Last date for submission of On-line application | 20.07.2026 |
| Payment of Application Fee | 30.06.2026 to 20.07.2026 |
| Relevant date for Age and Qualification | 01.06.2026 |
| Tentative Date of Online Examination | Will be advised separately |
BOI Vacancy Details & Pay Scale 2026
A total of 779 vacancies have been announced across three management scales. The category-wise distribution (SC: 118, ST: 59, OBC: 205, EWS: 80, GEN: 317) is detailed in the official notification.
| Post | Scale/Grade | Total Vacancies | Scale of Pay (in Rs.) |
|---|---|---|---|
| Credit Officers (GBO Stream) | Middle Management Grade Scale-II (MMGS-II) | 677 | 64820-2340 (1)-67160-2680 (10) – 93960 |
| Middle Management Grade Scale-III (MMGS-III) | 61 | 85920-2680 (5)-99320-2980 (2) – 105280 | |
| Senior Management Grade Scale-IV (SMGS-IV) | 41 | 102300-2980 (4)-114220-3360 (2) – 120940 |
Eligibility Criteria, Age & Experience
Age Limit (As on 01.06.2026)
The age limits for the respective scales are as follows:
- MMGS-II: Min: 25 years | Max: 32 years
- MMGS-III: Min: 28 years | Max: 38 years
- SMGS-IV: Min: 32 years | Max: 45 years
*Note: Age relaxation is applicable as per Govt. rules: 5 years for SC/ST, 3 years for OBC (NCL), and 10 years for PWD candidates.
Educational Qualification & Experience
Please refer to Annexure – I of the official notification for detailed educational qualifications and specific post-qualification experience required for each scale. Candidates must have the requisite qualifications and experience as on 01.06.2026. A minimum CIBIL score of 680 or above is also required at the time of joining.
Application Fees
Application fees and Intimation Charges (Non-refundable) must be paid online between 30.06.2026 to 20.07.2026.
- General & Others: Rs. 850/- (application fee + intimation charges)
- SC/ST/PWD: Rs. 175/- (intimation charges only)
Selection Process
Selection will be through an online test and/or personal interview, depending on the number of applicants. If an online examination is conducted, the structure will be as follows:
| Sr. No. | Name of the Tests | No. of Questions | Maximum Marks | Duration |
|---|---|---|---|---|
| 1. | English Language | 25 | 25 | Composite Time of 120 Minutes |
| 2. | Professional Knowledge relevant to the post | 100 | 100 | |
| Total | 125 | 125 | ||
Note: There will be a penalty for wrong answers marked in the Objective Tests (one-fourth of the marks assigned to that question). The test of English Language will be of qualifying nature. The weightage (ratio) of Online Examination and Interview will be 70:30.
How to Apply Online for Bank of India 2026?
Candidates must apply exclusively through the Bank of India online portal. Follow the steps below:
- Visit the Bank of India official website: bankofindia.co.in and click on the ‘CAREER’ section.
- Click on the link “Recruitment of Credit Officers in GBO Stream Project No. 2026-27/01 Notice dated 01.06.2026”.
- Click on “APPLY ONLINE” and select “Click here for New Registration” to register using your Name, Contact details, and Email-id.
- Log in and carefully fill in the online application form with personal, educational, and experience details.
- Upload your scanned photograph, signature, left thumb impression, and hand-written declaration exactly as per the specifications given in the notification.
- Live Photo Capture: Candidates will also be required to capture and upload their live photograph either by using a webcam or mobile phone.
- Upload relevant experience documents/certification in the Application Form.
- Pay the application fee of Rs. 850/- or Rs. 175/- (as applicable) securely through the payment gateway.
- Review your application using the preview option and finally submit it before 20 July 2026. Take a printout of the e-receipt and application form for future reference.
Frequently Asked Questions (FAQs)
What is the last date to apply for Bank of India Credit Officer Recruitment 2026?
The last date to submit the online application and fee payment for Bank of India Recruitment is 20 July 2026.
How many total vacancies are announced in the BOI Credit Officer recruitment?
A total of 779 vacancies have been announced for the Credit Officer roles in MMGS-II, MMGS-III, and SMGS-IV scales.
What is the basic pay scale for the Credit Officer (MMGS-II) post?
The basic pay scale for Middle Management Grade Scale-II (MMGS-II) is Rs. 64,820 to 93,960.
What is the application fee for Bank of India 2026 recruitment?
The application fee is Rs. 850/- for General & Others, and Rs. 175/- (intimation charges) for SC/ST/PWD candidates.
Final Words on Bank of India Credit Officer Recruitment 2026
The Bank of India Credit Officer Recruitment 2026 is a significant opportunity for experienced banking professionals to join a leading Public Sector Bank in the General Banking Officer (GBO) stream. With substantial vacancies across various management scales and an attractive pay package, candidates must ensure they meet the specific experience and educational criteria detailed in Annexure-I before applying. Remember to complete your registration, upload the required live photo and hand-written declaration, and pay the fees before the 20th July 2026 deadline!